Equine Mortality & Theft
Equine Medical & Surgical
Private Horse Owner Liability
Commercial Equine Liability
Farm & Ranch Property Coverage
Care, Custody & Control Liability
Instructor & Trainer Liability
Riding Club Package
USHJA Trainer Certification
Horse Show Coverage
 

Farm & Ranch Property Coverage

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Farm & Ranch Form (2 Mb)

When you own property and equipment, you want to protect your investments.  Our comprehensive Farm and Ranch Property Coverage (Equi-Farm) does just that.  Your home is included if you live on your farm or ranch.  Outbuildings, barns, fences, and equipment, like tractors are all covered under this type of policy.

Furthermore, we know that horse people own a lot of tack and related equipment.  Your saddles, bridles, trunks, and related equipment are covered whether on your property or while you are at a show.

Property coverage is often combined with either a Commercial Equine Liability policy or a Private Horse Owner Liability policy to ensure that your coverage is comprehensive and leaves no gaps for you.

Highlights of this Coverage Include
  • Up to $1 million liability limit available
  • Various property deductibles are available
  • Personal liability available for owner occupied dwellings
  • Replacement cost coverage available on buildings and household contents
  • Choose from Basic, Broad, or Special coverage options for all property
  • Renewal loss fee credit

In addition, optional coverages can be added to your Equi-Farm policy:

  • Care, Custody, and Control
  • Excess or Umbrella liability up to $10 million
  • Coverage for jewelry, fine arts, guns, etc.
  • Sports equipment floater
  •  Systems breakdown

and more!