Equine Mortality & Theft
Equine Medical & Surgical
Private Horse Owner Liability
Commercial Equine Liability
Farm & Ranch Property Coverage
Care, Custody & Control Liability
Instructor & Trainer Liability
Riding Club Package
USHJA Trainer Certification
Horse Show Coverage
 

Equine Mortality & Theft

Download Forms
Horse Mortality Application
(394 kb)
Declaration of Health (53 kb)
Justification of Value (142 kb)
Veterinary Certificate (62 kb)

The financial investment in your horse is too important to go unprotected. All Risk Mortality & Theft coverage will reimburse you for the death, theft, or human destruction of a covered horse. Our mortality coverage is simple, affordable, and easy to obtain.

Highlights of the coverage include:

  • Affordable, competitive premiums
  • $2,500 Emergency Colic Surgery Endorsement
  • Twenty-four (24) hour claims service
  • Credit card and installment plans available
  • Agreed value settlement (except race horses)
  • Ninety (90) day extension clause
  • Guaranteed renewal coverage added at no additional charge (except race horses)

Equine Medical & Surgical

As part of your Equine Mortality & Theft coverage, you can add Major Medical and Surgical coverages. These coverages provide you with up to $15,000 of Medical/Surgical coverage per horse per policy term. With options to allow you to choose the coverage that best suits your needs and budget.

Medical/Surgical
Limit: $5,000
Premium: $279 per horse
Deductible: $375 per claim
Diagnostic/ Therapies: 40%
Limit: $8,000
Premium: $345 per horse
Deductible: $375 per claim
Diagnostic/ Therapies: 40%
Limit: $10,000
Premium: $389 per horse
Deductible: $375 per claim
Diagnostic/ Therapies: 40%
Limit: $15,000
Premium: $465 per horse
Deductible: $500 per claim
Diagnostic/ Therapies: 40%
Surgical
Limit: $5,000
Premium: $147 per horse ($110 in CA)
Deductible: $50
Private Horse Owners Liability
Limit: $300,000/$900,000
Limit: $1,000,000/$3,000,000
Premium: $58 per horse
Premium: $85 per horse

We offer hassle free mortality if your horse is:
between 91 days and 15 years of age
insured for a value not to exceed $30,000
not a race horse, Tennessee Walker, Racking, Miniature Horse, Paso Fino, Peruvian Paso, Draft Horse, Halter Show Horse, or Halter Breeding Stock

LEGIS also offers other special policies for your horse. Please contact us if you are interested in Loss of Use, Stallion Infertility, or some other coverage request.